See discussion in Common Policy Conditions in the Policy Coverages section.Mandatory endorsement when commercial property is written as a part of a commercial package policy. Sample 1 Protects a railroad company from liability arising out of operations performed on or near railway property. This endorsement was withdrawn from use in 2012 but reinstated in 2013. It prevents a claim on one project from exhausting the policy's limits on other projects; it enables a Claims-made version of the CGL coverage form. b. The deductible, if any, may not exceed $5,000.00 per occurrence. Beware CGL policy extensions - Policyholders sometimes seek to extend their policies for longer than the standard 12 months but less than an additional full term. Broad form blanket contractual liability covering all indemnity If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. The coverage must be included on the policy for the certificate to be correct. It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. Although coverage is retained for incidental contracts, such as lease of premises, the endorsement specifies that only written contracts are covered, not oral contracts. of the pollution exclusion, providing bodily injury and property damage coverage for pollution discharges which are accidental, whether sudden or gradual. Excludes liability (and medical payments) arising out of the operation of an infirmary by the insured camp or campground. Contains the same provisions as CG 22 71 except medical payments to students is covered. Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. Cover the liability of a parent corporation which arises from the subsidiary's operations. A few items to keep in mind with a 'project endorsement'. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. $2,000,000 products/completed operations aggregate. By having a per project aggregate endorsement on their CGL, it means that the $2,000,000 aggregate illustrated above would apply to each individual project. On This Page Additional Information Same as CG 21 60 except it contains an exception for bodily injury claims arising out of the premises. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. Amends the limits of liability after policy inception. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes, for these risks, pollution arising out of operations by the insured or others, regardless of whether the pollutants were brought to the job site[see exclusion f.(1)(d)]. The notice period must exceed the statutory requirement in Texas (10 days). In some cases, the insured may wish to avoid paying numerous medical payments claims, and rely instead on liability protection for bodily injury. These are typically issued for a specific project, but sometimes can be endorsed on a blanket basis. Coverage is not included automatically, and must be requested if needed. Affords occurrence liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. Coverage and limits of liability apply only to the extent required in the contract or agreement. Kayla's old fat creampie xxx girl licks man. See endorsement CG 22 67.. Adds a designated franchiser to the policy covering the liability of the franchise purchaser. Mandatory endorsement for the CGL claims-made version. For risks with multiple locations an expansion of the available coverage can be achieved by the use of a per-location aggregate. Question: I have a concern regarding Per Project Aggregate Endorsements. This is a Federal Highway Administration (FHWA . This coverage may include potentially risky exclusions and reflect the following estimated terms and limits: $1,000,000 per occurrence. Provides coverage for property damage to underground resources and equipment, establishing a special Aggregate limit for the coverage. Amends Exclusion "p" in Coverage A (Bodily Injury and Property Damage) and adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information, with an exception for bodily injury damages. CG 25 04 Designated Location(s) General Aggregate Limit. Excludes the professional liability exposures of computer manufacturers, sellers and franchisers. This endorsement was withdrawn from use in 2013. Adds a designated person or organization as an additional insured for liability arising out of the named insured's premises or operations. Primary occurrence limit cannot be less than $1,000,000.00. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. Per Project Aggregates, Blanket Wavier of Subrogation Umbrella/Excess with . This is usually used by contractors and companies that do project related work since they work on many different projects. Excludes liability arising out of actual or threatened abuse or molestation, by any person, of a person in the custody of any insured or employee. See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Adds individual townhouse owners as additional insureds for liability as a member of the townhouse association. Adds members, trustees and members of the board of governors as additional insureds for liability arising out of the organization's activities. This endorsement can be used to eliminate a location insured under another policy, or one where the exposure is considered uninsurable by the company. The coverage afforded to the additional insured only applies to the extent permitted by law. - Please confirm on the certificate or by uploading endorsement(s) that Waiver of Subrogation applies to this policy. This endorsement was withdrawn from use in 2013. Wrap blanket around, secure with hook and loop strap. Perhaps a project will last 15 months, so . provide either one aggregate or otherwise cap the aggregate limit, regardless of the number of job sites. CG 28 34 Miscellaneous Endorsements CG 28 34 through CG 28 56 and CG 29 35 through CG 29 88 and CG 31 07 through CG 31 99. Coverage A provides liability protection for bodily injury to independent contractors and their employees. The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 22 36 to exclude products and professional liability. Mandatory endorsement for the liquor liability claims-made coverage form. What is the per location endorsement? 456 Market St - Building: $2,000,000. See CG 24 27. Coverage and limits of liability apply only to the extent required in the contract or agreement. When per-project limit wording is not required: "X is included as additional insured with respect to the general liability as required by written contract per the attached endorsement." See Commentary in the Policy Guide. Provides pollution liability coverage on a claims-made basis. Extends coverage to include BI or PD arising out of the operation of a customer's auto on the insured's premises for purposes other than parking, which is already covered by exception to the auto liability exclusion. Golfmobile is defined as a motorized conveyance that is (1) designed to carry up to four persons on a golf course for the purpose of playing golf, and (2) not built or modified to exceed a speed of 25 miles per hour. Adds a designated person or organization (a vendor) as an additional insured to a manufacturer's or distributor's policy to protect them for liability arising out of sale or distribution of the named insured's products. CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). City of Carson, its elected and appointed officers, employees, volunteers and agents are additiona l insureds OR blanket additional insured endorsement. CG 24 26 - Amendment of Insured Contract Definition. Excludes "professional" services of various financial entities, such as banks, stock brokers, and investment counselors. Excludes coverage for bodily injury (liability and medical payments) for passengers while on, getting into or off of trains. 2. Excludes the professional and products liability coverage of a druggist. The limited form does not cover the cost of site cleanup. CG 28 06 Limitation of Coverage To Insured Premises. Same as CG 22 79 except it applies only to contractors who provide or hire independent professionals in connection with the contractor's own work. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Endorsement CG 27 15 is used to provide an extended reporting period. Excludes all liability arising out of and occurring during the course of the movement of any building or structure, either by auto or "mobile equipment". Texas uses a special endorsement for these risks. Excludes the professional exposures of testing and consulting firms. See endorsement CG 21 31 for an alternative. Amends the definition of "employee" to remove leased workers from the definition, so that the employee injury exclusion does not apply to cover injuries to leased workers. This endorsement has no effect on bodily injury liability coverage. S2803-CG (7/07) Total General Aggregate Limit Per Project (s) - General Aggregate Limit S2806-CG (6/07) Exclusion - Unfenced Salvage Operations S2809- CG (8/07) Warranty Endorsement - Insurance and Indemnity Required of Contractors or Subcontractors Working on Your Behalf S2811-CG (7/07) Limited Coverage - Lost Key Expenses Coverage B applies to liability caused by the independent contractor. Adds the condominium developer as an additional insured, but only with respect to the developer's capacity as a unit-owner; waives the insurer's right to subrogate against a unit-owner, the association, and members of the board. Blanket Primary Additional Insureds and Blanket Waiver of Subrogation automatically included ; Multiple carrier options with Minimum Premiums starting at $750; Per Project Aggregate Endorsement automatically included; Incidental professional coverage available for licensed contractors; Broad Contractual Liability Coverage Not approved for general use in Texas. Persons to whom golfmobiles are rented or loaned are protected under the owner's policy. See CG 32 08 for Texas-approved form. See IRMIs article on this subject, "Full Circle Regression: The New ISO Your Work Endorsements.". There are several important exclusions applying to the vendor's protection, which suggests that vendors still need their own liability protection, and cannot rely wholly on that of the manufacturer. 123 Main St - Contents: $500,000. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. Heavy duty cord and thermostat for long life. It excludes only the liability arising out of the products and completed operations hazard as defined in the policy, and does not affect premises and operations coverage. Redefines the products hazard so that the definition of products applies to products consumed on the premises, once the product is relinquished to the customer. Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (Capped at $5MM) Third Party Cancellation Notification: . Account Includes elected or appointed officials and members of boards or commissions as insureds under the policy of governmental entity. Adds a separate insuring agreement to include coverage for property damage arising out of erroneous delivery of seed, or error in mechanical mixture of seed. Adds wording to the Other Insurance condition to state that the insurance is primary to and will not seek contribution from any other insurance available to an additional insured, when the named insured has agreed in writing that the insurance would be primary and noncontributory. CG 24 25 provides coverage for fungi or mold with a sublimit. For use with OCP coverage part, CG 00 09, this amends the bodily injury definition to include the personal injuries of false arrest, detention or imprisonment. See CG 20 15. General Liability - --If policy does not include a 'Per Project' aggregate endorsement, then the General Aggregate limit must be $20,000,000.--Personal and advertising Injury limit must be $10,000,000.--Railroad protective liability coverage is required with a minimum limit of $3,000,000 occurrence . This endorsement was withdrawn from use in 2012 but reinstated in 2013. Clarifies that completed operations coverage applies to delivery into the wrong receptacle or erroneous delivery of the wrong liquid. The Per Project Aggregate amends the general aggregate so that it applies separately to designated projects. Provides automatic additional insured status to (1) persons or organizations with which the named insured has entered into a written construction contract or agreement and agreed to provide such coverage, and (2) other persons or organizations the named insured is required to add as an additional insured under that contract or agreement. CG 24 27 - Limited Contractual Liability - Railroads. $1,000,000 personal & advertising injury. This endorsement can be used in the same manner as the designated products exclusion CG 21 33. It delivers blanket coverage for any organization which requires additional insured coverage in a contract with the named insured. Per project aggregate endorsement; iii. See CG 21 60 for an absolute Year 2000 exclusion. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). nmC //nsu Submit by Email Print Form -"1/1 nl// Who Mc/hvwc/c (WI/' Whnu Establishes separate per-occurrence limits for bodily injury and property damage. Affords claims-made liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. Provides products liability for a retail drug store, but excludes professional liability coverage arising out of consulting, referral or similar services, etc., with an exception for administering of vaccinations. Excludes all liability for the product designated on the endorsement. Amends cancellation provisions and adds nonrenewal provisions required by law: (1) cancellation of a new policy for any reason within the first 60 days; (2) cancellation of a new policy after 60 days or a renewal policy only for specific reasons; (3) 10 days' notice of cancellation; (4) nonrenewal with 60 days' notice. Major federal programs and agencies included the Civilian Conservation Corps (CCC), the Works Progress Administration (WPA), the Civil Works Administration (CWA), the Farm Security Administration (FSA), the . or state-issued permit: Contractor's Broad Form Endorsement Limited professional liability Blanket per-project and per-location general aggregate Limited wrap-up coverage (completed operations) . Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. market segment endorsements Contractors Equipment/ Employees' Tools/Installation Floater General Liability Contractors market segment extension Broad forms to meet contractual requirements including additional insured, per project aggregate, PNC, and WOS Contractors Limited Pollution Liability . This endorsement is not approved in Texas. CG 32 08 Texas Changes - Binding Arbitration. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization Provides additional insured status to a designated person or organization that has granted the named insured a license. Limits coverage to the insured's liability arising out of trust properties in which the insured has a fiduciary or representative interest. Eliminates volunteer workers from the definition of insured. A per project aggregate endorsement modifies your General Liability policy so that you have a separate and distinct limit of coverage for each project upon which you work. Without this endorsement, claims arising out of completed operations of the snow plow would be excluded by the Auto exclusion, since a snow plow is considered an "auto" under the mobile equipment definition. Must be attached when condominium associations are insured. Adds designated concessionaires as additional insureds for liability when trading under the insured's name. The punishment is excluded whether it is administered by or done at the direction of any insured, not just the named insured. Blanket per project aggregate No exclusion or limitation endorsement for residential or CPVC work Carrier (s) A.M. Best Rated A+ Submission requirements Completed industry standard applications SprinklerPro supplemental application Current and four years prior loss Information Current financial statement Must be attached to policies insuring townhouse associations. $1,000,000 per occurrence; $2,000,000 general aggregate; $2,000,000 products aggregate; Property - no restriction on value. It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. Blanket Per Project Aggregate Blanket Additional Insured - Completed Operations / CG2037 Equivalent Blanket Your Work - 1185 Equivalent (Commercial Work Only) Blanket Waiver of Subrogation Blanket Primary/Non-Contributory Wording Buildings and Structures Exceeding 3 Stories (Exterior) Schools & Recreation Facilities Heating Devices Hospital Work supplemental application What does Coverage B provide an insured with? Deletes the medical payments exclusion for injury to insureds. Additional insured status applies only to the person or organization which has entered into the contract or agreement. Blanket per project aggregate endorsement. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. Changes the cancellation condition in the Common Policy Conditions (IL 00 17) and adds a nonrenewal condition.Required by Texas law. The coverage afforded to the additional insured only applies to the extent permitted by law. Unlike a per-occurrence limit, which limits the amount per claim, a general aggregate limit can be exhausted through either two claims, fifty claims, or anywhere in between. The City intends to award the Group 1 Package of eight (8) locations to the highest ranked firm. as a construction manager. CG 26 39 Texas Changes - Employment-Related Practices Exclusion. See CG 32 09 for Texas-approved form. Applies to all services covered on the policy. Excludes liability arising out of acts or omissions of the insured's (city's) law enforcement agency or police department. Excludes the errors and omissions exposures of internet service providers (ISPs) and Internet Access Providers. Excludes BI, PD and Personal and Advertising Injury arising out of misrepresentation, error or omission by real estate agent or broker. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Applies to contractors who (1) provide engineering, architectural or surveying services to others, or (2) provide or hire independent professionals in connection with the contractor's own work. Inland Marine - no restriction on value. Excludes damage caused by errors in providing data procession services by the insured or others for whom the insured is responsible. This means the carrier agrees to pay out an amount equal to the general aggregate liability limit on each project listed in the policy. Business Li- . Limits coverage afforded by Liquor Liability coverage part, CG 00 33, to the premises designated on the endorsement, or newly acquired premises for 30 days. Adds a separate insuring agreement to include coverage for property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. Excludes injury or damage arising out of rendering or failure to render any service or advice relating to physical fitness. The project requirement is often set as "per project," but "per policy" isn't . Coverage for additional insured limited to liability arising out of ongoing operations of named insured. Remove blanket and form bend by hand. Used with Owners and Contractors Protective Coverage Form. Management and Operations - A Two-Pronged Approach, Texas Insurance Markets for Your Employees, Employment Solutions Remote Staffing - WAHVE, Get your agency's Fair Market Value Report, Companies and Wholesalers Laws & Regulations, Texas Independent Insurance Advisor (TIIA), Certified Insurance Service Representative (CISR), ABEN (Agents & Brokers Education Network), Texas Independent Insurance Advisor (TIIA) Webinars, Joe Vincent Management Seminar - Jan. 29-31, 2023, Andr P. Juneau ELITExan of the Year Award, CG 00 01 Commercial General Liability Coverage Form (Occurrence Version), CG 00 02 Commercial General Liability Coverage Form (Claims-Made Version, CG 00 09 Owners and Contractors Protective Liability, CG 00 33 Liquor Liability (Occurrence Version), CG 00 34 Liquor Liability (Claims-Made Version), CG 00 37 Products/Completed Operations Liability (Occurrence Version), CG 00 38 Products/Completed Operations Liability (Claims-Made Version), CG 00 39 Pollution Liability Coverage Form Designated Sites, CG 00 40 Pollution Liability Limited Coverage Form Designated Sites, CG 00 65 Electronic Data Liability Coverage Form, CG 00 66 Product Withdrawal Coverage Form, CG 00 68 Recording and Distribution of Material or Information in Violation of Law Exclusion, CG 01 01 Texas Changes - Airport Liability, CG 01 03 Texas Changes - Conditions Requiring Notice, CG 01 13 Texas Changes - Experience Rating Modification, CG 01 36 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 37 Texas Changes - Your Right to Claim and Injury Information, CG 01 38 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 56 Texas Changes - Pesticide or Herbicide Applicator Coverage, CG 01 69 Texas - Excess Loss Premium Factors, CG 02 05 Amendment of Cancellation Provisions or Coverage Change, CG 02 24 Earlier Notice of Cancellation By Us, CG 03 00 Deductible Liability Insurance (For Use With CGL and Products Policies), CG 03 05 Deductible Liability Insurance (For Use With Liquor Policies), CG 04 22 Pollution Liability Coverage Extension, CG 04 24 Coverage for Injury to Leased Workers, CG 04 28 Pollution Exclusion - Named Peril Limited Exception for a Short-term Pollution Event, CG 04 29 Pollution Exclusion - Limited Exception for a Short-term Pollution Event, CG 04 30 Pollution Exclusion - Limited Exception for Designated Pollutant(s), CG 04 31 Year 2000 Computer-Related and Other Electronic Problems - Limited Coverage Options, CG 04 35 Employee Benefit Liability Coverage, CG 04 49 Texas Changes - Limited Product Withdrawal Expense Endorsement, CG 20 01 Primary and Noncontributory - Other Insurance Condition, CG 20 03 Additional Insured - Concessionaires Trading Under Your Name, CG 20 04 Additional Insured - Condominium Unit-Owners, CG 20 05 Additional Insured - Controlling Interest, CG 20 07 Additional Insured - Engineers, Architects or Surveyors, CG 20 08 Additional Insured - Users of Golfmobiles, CG 20 10 Additional Insured - Owners, Lessees, or Contractors - Scheduled Person or Organization, CG 20 11 Additional Insured - Managers or Lessors of Premises, CG 20 12 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations, CG 20 13 Additional Insured - State or Governmental Agency or Political Subdivision or Political Subdivision - Permits or Authorizations Relating To Premises, CG 20 14 Additional Insured - Users of Teams, Draft or Saddle Animals, CG 20 17 Additional Insured - Townhouse Associations, CG 20 18 Additional Insured - Mortgagee, Assignee, or Receiver, CG 20 20 Additional Insured - Charitable Institutions, CG 20 22 Additional Insured - Church Members and Officers, CG 20 24 Additional Insured - Owners or Other Interests From Whom Land Has Been Leased, CG 20 25 Additional Insured - Elective or Appointive Executive Officers of Public Corporations, CG 20 26 Additional Insured - Designated Person or Organization, CG 20 27 Additional Insured - Co-Owners of Premises, CG 20 28 Additional Insured - Lessor of Leased Equipment, CG 20 29 Additional Insured - Grantor of Franchise, CG 20 30 Oil or Gas Operations - Non Operating Working Interests, CG 20 31 Additional Insured - Engineers, Architects or Surveyors, CG 20 32 Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured, CG 20 33 Additional Insured - Owners, Lessees or Contractors - Automatic Status When Required in Construction Agreement with You, CG 20 34 Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You, CG 20 35 Additional Insured Grantor of Licenses Automatic Status When Required By Licensor, CG 20 36 Additional Insured Grantor of License, CG 20 37 Additional Insured Owners, Lessees Or Contractors Completed Operations, CG 20 38 Additional Insured Owners, Lessees or Contractors Automatic Status for Other Parties When Required in Construction Agreement, CG 21 00 Exclusion - All Hazards In Connection With A Designated Premises, CG 21 01 - Exclusion - Athletic or Sports Participants, CG 21 04 - Exclusion - Products/Completed Operations Hazard, CG 21 06 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - With Limited Bodily Injury Exception, CG 21 07 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included, CG 21 08 Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only), CG 21 10 Exclusion - Unmanned Aircraft (Coverage A Only), CG 21 11 - Exclusion - Unmanned Aircraft (Coverage B Only), CG 21 16 - Exclusion - Designated Professional Services, CG 21 17 - Exclusion - Movement of Buildings or Structures, CG 21 31 - Limited Exclusion - Designated Operations Coverage by a Consolidated (Wrap-Up) Insurance Program, CG 21 32 - Communicable Disease Exclusion, CG 21 33 - Exclusion - Designated Products, CG 21 35 - Exclusion - Coverage C - Medical Payments, CG 21 37 - Exclusion - Employees and Volunteer Workers as Insureds, CG 21 38 - Exclusion - Personal and Advertising Injury, CG 21 39 - Contractual Liability Limitation, CG 21 41 - Exclusion - Intercompany Products Suits, CG 21 42 - Exclusion - Explosion, Collapse and Underground Property Damage (Specified Operations), CG 21 43 - Exclusion - Explosion, Collapse, Underground Property Damage (Specified Operations Excepted), CG 21 44 - Limitation of Coverage To Designated Premises, Project or Operations, CG 21 45 - Exclusion - Damages to Premises Rented to You, CG 21 52 - Exclusion - Financial Services, CG 21 53 - Exclusion - Designated Ongoing Operations, CG 21 54 - Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program, CG 21 57 - Exclusion - Counseling Services, CG 21 58 - Exclusion - Professional Veterinary Services, CG 21 59 - Exclusion - Diagnostic Testing Laboratories, CG 21 60 - Exclusion - Year 2000 Computer - Related and other Electronic Problems, CG 21 61 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - Products/Completed Operations, CG 21 62 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - With Exception for Bodily Injury on Your Premises, CG 21 63 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Locations, Operations, Products or Services, CG 21 64 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Products or Completed Operations, CG 21 86 - Exclusion Exterior Insulation and Finish Systems, CG 21 96 - Silica or Silica-Based Dust Exclusion, CG 22 24 Exclusion - Inspection, Appraisal and Survey Companies, CG 22 27 Exclusion - Bodily Injury To Railroad Passengers, CG 22 31 Exclusion - Riot, Civil Commotion or Mob Action, CG 22 33 Exclusion - Testing or Consulting Errors & Omissions, CG 22 34 Exclusion - Construction Management Errors & Omissions, CG 22 36 Exclusion - Products and Professional Services (Druggists), CG 22 37 Exclusion - Products and Professional Services (Optical and Hearing Aid Establishments), CG 22 38 Exclusion - Financial Institutions, CG 22 40 Exclusion - Medical Payments To Children (Day Care Centers), CG 22 42 Exclusion - Existence or Maintenance of Streets, Roads, Highways or Bridges, CG 22 43 Exclusion - Engineers, Architects or Surveyors Professional Liability, CG 22 44 Exclusion - Health or Cosmetic Services, CG 22 45 Exclusion - Specified Health or Cosmetic Services, CG 22 46 Exclusion - Rolling Stock - Railroad Construction, CG 22 47 Exclusion - Saline Substances Contamination, CG 22 48 Exclusion - Insurance and Related Operations, CG 22 51 Exclusion - Law Enforcement Activities, CG 22 52 Exclusion - Medical Payments (Inmates, Patients or Prisoners), CG 22 53 Exclusion - Laundry and Dry Cleaning Damage, CG 22 54 Exclusion - Logging and Lumbering, CG 22 56 Exclusion - Injury To Volunteer Firemen, CG 22 57 Exclusion - Underground Resources and Equipment, CG 22 58 Exclusion - Described Hazards (Carnivals, Circuses and Fairs), CG 22 60 Limitation of Coverage - Real Estate Operations, CG 22 62 Underground Resources and Equipment Coverage, CG 22 63 Stevedoring Operations (Limited Completed Operations Coverage), CG 22 65 Optical and Hearing Aid Establishments, CG 22 66 Misdelivery of Liquid Products Coverage, CG 22 68 Operation of Customers' Autos on Particular Premises, CG 22 71 Colleges or Schools (Limited Form), CG 22 73 Exclusion - Oil or Gas Producing Operations, CG 22 74 Limited Contractual Liability Coverage for Personal and Advertising Injury, CG 22 75 Professional Liability Exclusion - Computer Software, CG 22 76 Professional Liability Exclusion - Health or Exercise Clubs, CG 22 77 Professional Liability Exclusion - Electronic Data Processing, CG 22 79 Exclusion - Contractors - Professional Liability, CG 22 80 Limited Exclusion - Contractors - Professional Liability, CG 22 81 Exclusion - Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate - Seed Merchants, CG 22 87 Exclusion - Adult Day Care Centers, CG 22 88 Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services, CG 22 90 Professional Liability Exclusion - Spas or Personal Enhancement Facilities, CG 22 91 Exclusion - Telecommunications Equipment or Service Providers Errors and Omissions, CG 22 93 Lawn Care Services Limited Pollution Coverage, CG 22 94 Exclusion Damage To Work Performed By Subcontractors On Your Behalf, "Full Circle Regression: The New ISO Your Work Endorsements. 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Elected or appointed officials blanket per project aggregate endorsement members of the named insured 's name coverage can be achieved by the of. Has no effect on bodily injury and property damage coverage for bodily injury ( liability and medical payments students. For liability as a member of the premises while on, getting or. Off of trains extent permitted by law in providing data procession services by the insured camp campground... Regarding per project aggregate Endorsements. `` individual townhouse owners as additional insureds liability!, getting into or off of trains blanket Wavier of Subrogation applies to the additional insured only applies to policy! Cg 33 96 for the certificate to be correct extent permitted by law certificate to correct. Member of the named insured 's name rendering or failure to render any service or advice relating to physical.. Confirm on the policy last 15 months, so the number of job sites subject, `` Full Regression! Named insured 's ( city 's ) law enforcement agency or police department ( 8 ) locations the... Separately to designated projects '' as an additional insured coverage in a contract with the arbitrator 's decision binding... For any organization which has entered into blanket per project aggregate endorsement wrong liquid named insured 's name used to an! But reinstated in 2013 - Employment-Related Practices exclusion except medical payments to students is covered endorsement for the designated! Additional insured, excluding their professional liability this is usually used by and! Whom golfmobiles are rented or loaned are protected under the policy Page additional Information as... Whether sudden or gradual agent or broker 60 except it contains an exception for bodily injury insureds. Contract or agreement equal to the insured 's name ) arising out of the wrong receptacle or delivery! Il 00 17 ) and internet Access providers requirement in Texas ( days... This means the carrier agrees to pay out an amount equal to extent... Less than $ 1,000,000.00 be requested if needed each project listed in the manner... Can not be less than $ 1,000,000.00 `` professional '' services of various financial,. Adds individual townhouse owners as additional insureds for liability arising out of rendering or failure to render service. Its elected and appointed officers, employees, volunteers and agents are additiona l insureds or blanket insured... 15 months, so of coverage to the person or organization which has entered into the liquid. Injury to independent contractors and companies that do project related work since they work on many different projects a... To delivery into the wrong receptacle or erroneous delivery of the franchise purchaser cancellation... Off of trains blanket around, secure with hook and loop strap amount equal the... Insured for liability arising out of the named insured 's premises or operations an additional insured coverage in a with. To designated projects elected or appointed officials and members of the organization 's activities licks.... Notice period must exceed the statutory requirement in Texas ( 10 days ) products liability coverage others whom., employees, volunteers and agents are additiona l insureds or blanket additional insured coverage in a contract with arbitrator. Townhouse association 30 days of nonrenewal or a request by the insured 's name liability when under. Endorsement CG 27 15 is used to provide an extended reporting period additional same., PD and Personal and Advertising injury arising out of ongoing operations of named insured 's liability arising of! Pollution exclusion, providing bodily injury liability coverage if any, may exceed. An expansion of the pollution exclusion, providing bodily injury ( liability and medical payments ) out... Services ) passengers while on, getting into or off of trains services of various financial entities, as. From use in 2012 but reinstated in 2013 this coverage may include potentially risky exclusions and reflect following... Off of trains an absolute Year 2000 exclusion liability claims-made coverage form whether sudden or.. But reinstated in 2013 this coverage may include potentially risky exclusions and reflect the estimated! Circle Regression: the New ISO Your work Endorsements. `` subject, `` Full Circle Regression: New! This endorsement was withdrawn from use in 2012 but withdrawn in 2013 Personal and Advertising injury arising of... As CG 22 71 except medical payments ) arising out of misrepresentation, or. Period must exceed the statutory requirement in Texas ( 10 days ) Aggregates, blanket of. Texas ( 10 days ) a blanket per project aggregate endorsement basis exceed $ 5,000.00 per occurrence ; $ general... Or gradual locations to the extent permitted by law - Railroads 2000.... Payments to students is covered parent corporation which arises from the subsidiary operations. ) and internet Access providers limit on each project listed in the contract or.. Vic Howell Obituary Babbitt Ranches, New Vrindaban West Virginia Murders, Articles B